Timing is everything, particularly when it comes to your property casualty claim. It’s easy to lose sight of deadlines when the lengthy process makes your claim feel like the land that time forgot. Here in Louisiana, many homeowners in the Baton Rouge area are still dealing with the aftermath of the devastating August 2016 floods….

Shopping for homeowners insurance is a sign of being a responsible homeowner, but all too often, households end up purchasing a plan that is not appropriate for their needs. While exact statistics vary, the number of homeowners with inadequate insurance is higher than you may expect. Whether the issue lies with not enough total coverage,…

Chances are, if you have encountered a property loss due to a natural disaster, you can vouch for the fact that chaos in your home starts from above. Tornadoes—the devastating precursors to hurricane season—are just another example. Coinciding with early-summer thunderstorms, tornadoes form when the atmosphere is volatile. When warm, humid air from the Gulf…

While being struck by lightning has become a metaphor for unlikelihood, rarity hardly equates to myth. Lightning can accompany common thunderstorms and severe hurricanes alike. As we enter the warm weather months, it’s important to understand what kind of damage lightning causes. The fallacy that lightning never strikes seems to be perpetuated by the assumption…

  So, you experienced a house fire. The good news is that you are safe, and the most traumatic part of the ordeal is over. But, the work has just begun. First, find a place to stay. Local disaster relief resources can point you to the appropriate charity housing. Make sure that family and pets…

While negotiating an insurance claim is overwhelming, the learning curve can be closed by understanding common insurance vernacular, as well as potential roles of industry figures. Contrary to widely-held belief, there are other kinds of adjusters other than those who work solely for your insurance company. Today, we are looking at a kind of adjuster…