While many people in and around New Orleans and other coastal cities are concerned about hurricanes, we are right in the middle of tornado season for Louisiana. Tornadoes are also a very real threat throughout the spring season, as are serious thunderstorms. This type of weather can cause serious wind and hail damage to homes, and you should know what to do if your home sustains this type of damage.
First, be familiar with your homeowner’s insurance policy. Some policies in our state will include wind and hail damage while others may not. You may need to purchase a separate wind and hail damage endorsement, and it is highly important that you do so. It is generally better to pay a slightly higher premium than to not have coverage if major damage occurs to your home.
A tornado or serious spring storm can often cause damage to the following and more:
Tornadoes can also result in trees and other objects hitting or landing on your home, and removal can be costly, as well.
Once you know you have tornado or storm damage, you should contact your insurance company. However, be prepared for many obstacles before you can obtain payment to fix the damage. Property casualty insurers will often fight such claims, offering to pay for only a fraction of the overall damage or denying a valid claim altogether.
Consult with Our Property Casualty Lawyers in Louisiana Right Away
You should never hesitate to seek help from an experienced New Orleans property insurance attorney in this situation. We can help from the start of your claim or if your claim is already in process or has been denied. SVHC handles all types of wind, hail, and storm damage claims throughout Lousiana, so please call 504.684.5200 or contact us online today for help.